Debit card lost : In this blog I’m going to share some useful idea that prevents lose of money from your bank account if your debit card is lost. We understand that how important it is to secure our banking information, even if you have a saving account or salary account, and the type of account that fulfill your financial need is very important to keep secured. There are chances of fraudulent activities when a debit card is lost or stolen. Therefore, I have brought you some useful information to secure your debit card or bank account even if you do not have your debit card, you should read entire article to be aware of all the necessary information, else you will be deprived of this informative article.
Block your debit card immediately:
You should block your debit card immediately, once you are unable to detect your debit card whereabouts, doing this a good way of preventing money lose from your account , There are various ways to block your debit card immediately, Here are the steps to block your debit card.
(1) Net-banking- If you use net banking of your bank account, you can block your debit card instantly, to do this, you’ll need to visit your respective bank’s internet banking portal.
- Visit the card section (choose debit card)
- Select the option for hottlist/ block a card
- Authentication required with OTP verification
- Enter the OTP you receive on your Phone number
- You’ll receive a card blocking confirmation message on behalf of your bank.
(2)Customer care services: Customer care services is also good choice for your banking information. In case of if your bank related issues are not resolved, you can contact your particular bank’s customer care services.
note that they may ask for account verification such as your Date of birth, address, etc. So that they can verify you are a right customer. And then, you may ask them to block your debit card and also you can get issued a new debit card. But for this, a certain amount of debit card charges are levied.
SMS Banking
Sms banking is also useful to resolve this issue. but you should keep your phone number recharged. As we have to send a Sms to complete debit card hotlist process.
List of Helpline numbers for some banks :
- SBI Bank helpline number – 1800 11 1109
- HDFC Bank helpline number -1800 258 6161
- ICICI Bank Helpline number-18002662
- PNB Bank helpline number-18001802222
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